Rachael Lugo
Meet Rachael Lugo

717 Mortgage Group is thrilled to welcome Rachael Lugo as our newest Loan Officer! With a vibrant background in interior design, Rachael brings a fresh, creative touch and a unique perspective to the home-buying process. Her keen eye for detail and passion for creating beautiful spaces seamlessly translate into her ability to help clients find not just a house, but a home that truly reflects their lifestyle and aspirations. Happily married to her husband, Mike, for 20 years, Rachael understands the importance of family and stability, values that resonate deeply with her clients. As a proud mother of two sons, Bo and Justice, and the loving owner of a lovable dog named Mason, Rachael knows that a home is more than just four walls—it’s where memories are made and futures are built.
Rachael’s warm, approachable demeanor and genuine passion for meeting new people make her a natural fit for the mortgage industry. She takes pride in guiding clients through every step of the process, from pre-approval to closing, ensuring they feel informed, supported, and confident in their decisions. Whether you’re a first-time homebuyer, a growing family, or someone looking to refinance, Rachael’s personalized approach and dedication to excellence will make your mortgage journey smooth and stress-free.
At 717 Mortgage Group, we believe that the right loan officer can make all the difference, and Rachael Lugo is a shining example of that belief. Her combination of creativity, empathy, and expertise makes her an invaluable asset to our team and a trusted partner for our clients. We’re excited to see the positive impact she’ll have on the lives of those she serves and are proud to have her as part of the 717 Mortgage Group family. Welcome, Rachael—we can’t wait to see all the dreams you’ll help turn into reality!
PRE-APPROVAL
A loan pre-approval sets you up for a smooth home buying experience.
SHOP
Start working with a real estate agent and viewing homes.
LOAN APPLICATION
A few documents are needed to get a loan file through underwriting.
LOAN PROCESSING
Assemble all the necessary paperwork and details for the underwriter.
UNDERWRITING
They closely evaluate all the documentation in the loan package.
CLOSING
Documents are drawn and sent to the title company for closing.
My team and I are absolutely honored with the privileged to be able to serve you and your families mortgage needs.
Company NMLS: 2424724
Rachel Lugo NMLS#
717 Mortgage Group is an Equal Housing Lender